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If You Own a Home and are Thinking of Renovating to Make your Home More Energy-Efficient:

Step 1: Obtain an energy rating for your home

If you plan to use CMHC insured financing to make energy-saving renovations, a 10% mortgage loan insurance premium refund and extended amortization without surcharge may be available.

Contact an NRCan qualified energy advisor to obtain the current energy rating for your home. You will receive a list of straightforward recommendations to increase your energy rating.

Step 2: Discuss CMHC insured refinancing

Talk to your lender or your financial institution about which options are available to you.

Step 3: Improve your rating

Using your energy advisor's recommendations, renovate or upgrade to increase your energy rating using CMHC insured funds. You'll be amazed at the difference a more efficient furnace, better insulation or simple draft-proofing can make. Not only will you be reducing greenhouse gas emissions, but you'll also see welcome reductions in your monthly utility expenses.

Step 4: Confirm the improvement

Your energy advisor will assess your home again after the energy-saving renovations are finished. If this test shows that the house's energy rating has improved by at least 5 points and has achieved an overall rating of at least 40, the 10% premium refund may be available.

Step 5: Apply for your Premium Refund

Download and print the form: http://www.cmhc-schl.gc.ca/en/co/moloin/moloin_008.cfm

How to obtain an energy assessment

NRCan has developed an energy assessment and labelling system to help homeowners make energy-saving choices when buying a home or renovating. For a fee, an NRCan qualified energy advisor will evaluate the house to determine its energy efficiency rating on a scale of 0 – 100.

For more information, including information on the Government of Canada’s ecoEnergy initiatives, please visit the NRCan web Site.

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